Skip to main content

MENU
  • Home
  • Our Company
    • Our CompanyPrivacy PolicyCookie Policy
  • Our Team
  • Testimonials
  • Online Enquiry
    • GeneralMortgageProtection
  • Articles
    • Difference Between Life Insurance & Life AssuranceRemortgaging ExplainedMortgages for First-Time Buyers: Everything You Need to KnowGetting A Mortgage with Poor CreditSaving vs Investing: an important differenceMortgage Advice before MortgageMortgages explained for first-time buyersWhat makes a good mortgage adviser?Insurance Brokers in Newcastle under LymeInsurance Brokers in Stoke-on-TrentMortgage Brokers in Newcastle under LymeMortgage Brokers in Stoke-on-Trent
  • Contact Us
  • Mortgages
    • Mortgages
    • Introduction to Mortgages
    • Mortgage Repayment
    • First Time Buyer
    • Remortgaging
    • Standard Variable Rate Mortgages
    • Fixed Rate Mortgages
    • Tracker Mortgages
    • Cashback Mortgages
    • Offset Mortgages
    • Second Charge Mortgages
    • Buy to Let
    • Self Build Mortgages
  • Protection
    • Protection
    • Introduction to Protection
    • Mortgage Protection
    • Redundancy / Unemployment
  • Life Assurance
    • Life Assurance
    • Introduction to Life Assurance
    • Level Term
    • Increasing Term
    • Decreasing Term
    • Renewable Term
    • Family Income Benefit
  • Health Insurance
    • Health Insurance
    • Introduction to Health Insurance
    • Private Medical
    • Critical Illness
    • Income Protection
  • General Insurance
    • General Insurance
    • Introduction to General Insurance
    • Household
    • Shops & Commercial
  • Equity Release
    • Equity Release
    • Introduction to Equity Release
    • Types of Equity Release
    • Lifetime Mortgage
    • Drawdown Lifetime Mortgage
    • Home Income Plan
    • Home Reversion Plan
    • Costs
  • Mortgage Borrowing Calculator
  • Mortgage Repayment Calculator
  • Mortgage Overpayment Calculator
  • Research Links
  • Mortgages
    • Introduction to Mortgages
    • Mortgage Repayment
    • First Time Buyer
    • Remortgaging
    • Standard Variable Rate Mortgages
    • Fixed Rate Mortgages
    • Tracker Mortgages
    • Cashback Mortgages
    • Offset Mortgages
    • Second Charge Mortgages
    • Buy to Let
    • Self Build Mortgages
  • Protection
    • Introduction to Protection
    • Mortgage Protection
    • Redundancy / Unemployment
  • Life Assurance
    • Introduction to Life Assurance
    • Level Term
    • Increasing Term
    • Decreasing Term
    • Renewable Term
    • Family Income Benefit
  • Health Insurance
    • Introduction to Health Insurance
    • Private Medical
    • Critical Illness
    • Income Protection
  • General Insurance
    • Introduction to General Insurance
    • Household
    • Shops & Commercial
  • Equity Release
    • Introduction to Equity Release
    • Types of Equity Release
    • Lifetime Mortgage
    • Drawdown Lifetime Mortgage
    • Home Income Plan
    • Home Reversion Plan
    • Costs
  • Mortgage Borrowing Calculator
  • Mortgage Repayment Calculator
  • Mortgage Overpayment Calculator
  • Research Links

Call Us Now 01782 346 491 Send Us An Enquiry
  • Home
  • Fixed Rate Mortgages

Fixed Rate Mortgages

Do you want to take out a mortgage and ensure your interest rates stay fixed at the same level for a set period of time? If so, you could be looking for a fixed rate mortgage. We’re a team of independent mortgage specialists based in Newcastle-Under-Lyme, Staffordshire, close to Stoke-on-Trent. We aim to provide all our clients with honest, open and simple advice that’s tailored to your individual circumstances and requirements. If you’d like to receive expert advice on the most suitable fixed rate mortgage options for you, please contact us today on 01782 346 491.

In a fixed rate mortgage arrangement, the interest rate is fixed for a pre-determined period of time, which can be for up to 5 years or more. The monthly mortgage payment will not change, no matter whether the Bank of England, or the mortgage provider, raises or reduces their interest rates. For the  borrower, the advantage of a fixed rate deal is that he or she knows exactly how much their monthly repayment is going to be each month and for how long.

In some instances, the interest rate charged on a fixed rate mortgage can be higher than the interest rates charged for other types of mortgages. The borrower may also have to pay an arrangement fee to set up a fixed-rate deal.

Usually, once a fixed rate arrangement comes to an end, the lender's standard variable rate applies.

A MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
 

MORTGAGE ENQUIRY FORM

Your Address

Mortgage Requirements

Yes
No

Income and Status

Marketing Information

Sensitive Personal Data

We may need to collect sensitive personal data including information about your health, ethnic origin, or criminal prosecutions from third parties such as employers and credit reference agencies, fraud prevention agencies and other similar organisations in order to provide you with the services, for example where you require advice on protection or mortgage products.

If you consent to us obtaining your sensitive personal data from third parties referred to above for the purpose of providing you with the services, and sharing it with third party providers to obtain quotes on your behalf, for example where we are providing you with protection or mortgages advice as part of our services, please tick this box.

Submit your Information

From time to time, we would like to contact you with details about our services, products, business updates and events. If you consent to us contacting you for this purpose please tick to say how you would like us to contact you:

Email
Telephone
Post
Yes please, I'd like to hear about offers and services.
No thanks, I don't want to hear about offers and services.
Please tick this box to confirm you have read and understood our privacy policy.

If you’re based in Newcastle-Under-Lyme, Stoke-on-Trent or the wider Staffordshire area and you’re looking for advice on a fixed rate mortgage, contact us today on 01782 346 491. One of our friendly fixed rate mortgage advisers will be happy to help.

Company address: Synchro Mortgage Solutions Limited, Synchro House, 512 Etruria Road, Newcastle Under Lyme, Staffordshire , ST5 0SY
T: 01782 346 491 Email: [email protected]

The guidance provided within this website is subject to the uk regulatory regime and is therefore primarily targeted at consumers based in the UK.

Synchro Mortgage Solutions Ltd is Authorised and Regulated by the Financial Conduct Authority.

Synchro Mortgage Solutions Ltd is entered on the Financial Services Register (www.fca.org.uk/register) under reference: 506054. Registered in England and Wales.

Company Registration Number: 06582889. Registered address same as company address.

Synchro Mortgage Solutions are highly experienced insurance and mortgage brokers based in Newcastle-Under-Lyme and Stoke-on-Trent.

Mortgage Brokers in Newcastle under Lyme

Insurance Brokers in Newcastle under Lyme

Mortgage Brokers in Stoke-on-Trent

Insurance Brokers in Stoke-on-Trent

Our initial advice is provided free of charge. There may be a fee for arranging your mortgage, the precise amount will depend upon your scenario and circumstances but this will typically be £495, payable on completion.

© Copyright 2021 WEBPRO Mortgage. All Rights Reserved.

mortgage web template by WEBPRO Mortgage